(online giving is coming soon!)
Dave Ramsey writes, "The tithe was not put into place for God’s benefit—He already has everything He needs. He doesn’t need our money! (And "our" money is already His anyway.) Tithing is an act of obedience and should be given freely with pure motives. In other words, we give without expecting anything back in return. And it teaches us to be good stewards of what God has given us.
Tithing was created for our benefit. It teaches us how to keep God first in our lives and how to live unselfishly. Unselfish people make better spouses, friends, relatives, employees and employers. And they usually have better finances. God is trying to teach us how to prosper over time.
Remember, no one has ever become poor by giving."
A tithe is an amount (a percentage of your income) and an offering is anything given beyond that, but not in place of the tithe.
After you’ve tithed, you can give in other ways: Giving a cash offering to your church above and beyond the tithe, giving money to a charity you support, giving to a friend or neighbor in need, or giving of your time or talents. Not only does giving of your money or other resources generate good in the lives of others, it also generates contentment in your heart.
Again, Dave Ramsey counsels some wisdom with this common question. He writes, "The Bible doesn’t mention anything about "pausing" tithing. And it doesn’t say we’ll go to hell if we don’t tithe.
But get this: Many people have observed that after they stopped tithing, their finances seemed to get worse. In Malachi 3:8–11, God says that if you tithe instead of keeping it for yourself, He will pour out blessing and rebuke your devourers. In other words, He’ll keep you safe from those who might harm you. So keep tithing.
If you can’t live off 90% of your income, then you’re probably struggling to live off 100% anyway, and that means you have bigger financial problems you need to address. It shouldn’t require a miracle for you to get through the month with 10% less in your wallet.
If you sit down and look at your budget, you’ll see you can make it while giving away at least 10% to your church home. That might mean cutting some fun money or increasing your income, but it can be done. Read the Bible and take from it what you will, but remember this: If you tithe, do it out of love for God, not out of guilt."